Getpaisa is a cutting-edge platform dedicated to providing personal loans for salaried individuals. Owned and operated by Propkar Securities Private Limited (B-14.01670) , an RBI-licensed non-deposit taking NBFC, we specialize in addressing the unique financial needs of salaried professionals. Our mission is to empower individuals by offering tailored personal loan options that cater to their specific requirements.
At Get Paisa, we aim to build a robust personal financing ecosystem. We leverage deep industry knowledge and a fully integrated technology and analytics system to deliver seamless and efficient financial services. Our innovative approach ensures that salaried individuals have access to the funds they need to manage their personal finances effectively.
You can apply for a personal loan on the Get Paisa app with minimal documentation and receive money in your account instantly. The funds can be used for any personal purposes, providing you with the financial flexibility you need.
Features of GetPaisa personal loan app
Quick and Easy Approval and disbursal
Flexible Repayment Options
Complete Digital process
Competitive Interest Rates
No Collateral Required
No hidden charges
Get a quick personal loan anytime, anywhere
Languages – English
Interest Rate and Fee
Loan Amount Min 50k
Max 3 lacs
Tenure Min 12 months
Max 36 months
Rate (ROI) Min 16 %
Max 32 %
Processing Fee 3% of loan amount + applicable taxes
APR Min 19.54%
Max 35.54%
Quick loans & easy EMI
Example
If you borrow Rs 1,00,000 for 12 months at an interest rate of 16 % p.a.
The EMI shall be ₹ 9,666.75.
The total payable interest amount will be ₹ 16000.
Processing Fee ₹ 3,000 (3%)
GST on Processing Fee = ₹ 540 (18% x 3,000)
Total Repayment (Principal + Interest) = ₹ ₹ 1,16,000.00
Total cost of the loan Interest + Processing fee + GST = ₹ 19,540.00
APR = 20.26%
Eligibility
Salaried Individual
Aged between 21 to 55 yrs
Minimum credit score 650
Steps to avail a loan
Install the GetPaisa app
Sign up using mobile number
Provide PAN number & check your eligibility
KYC verification using Digilocker or Aadhar OTP
Credit score check
Income Verification
Choose your amount and tenure
Video KYC
Bank Account Verification using penny drop
Set auto debit for automatic EMI collection
Review and agree to KFS and Loan Agreement
Request money transfer in your bank account
Contact / Customer Support 1800 890 0340
Mail: - [email protected]
Call: - 9999494925
Address: - 113, 3rd floor Priya Enclave, Karkardooma, Delhi, 110092
NBFC License :- http://www.arpy.in/8BGcatOa
Licence Number :- B-14.01670